The following is a story about creating unbelievable value with charitable contributions by simply structuring it efficiently. In our case study below we demonstrate how the charity of your choice can receive $1 million donation that will only cost the donors a fraction of this. We have changed names, but detail a real life example [...]

Josh Tward, Director of Insurance Operations, writes, “Clients often ask if they should be concerned with Estate Planning or if it’s only an issue for the wealthy. The truth is that you don’t have to be wealthy for Estate Planning to be important to you, your spouse, children, grandchildren, etc.    The scale of assets being protected [...]

How do you know if maximizing your RRSP contributions this year is a good idea? The mutual fund industry will always tell you to maximize, maximize and maximize, despite your personal circumstances. What they fail to mention is that this can lead to massive tax bills on your estate, when almost half of your RRSP/RRIF [...]

When it comes to charitable giving in Canada many people believe, “My estate will handle it. They can have it when I die. What’s the rush now?”  Many people are losing the personal and financial benefits gained from charitable giving due to this attitude. Asher Tward, VP of Estate Planning at TriDelta Financial writes, “The [...]

When major life changes occur, forgetting to update insurance and will beneficiaries can have unhappy consequences. Our senior financial planner Heather Holjevac shares this real life story of her client Peggy and daughter Joan, to illustrate the importance of accurately updating your chosen beneficiary. “When a prestigious law firm in New York recruited Joan for [...]