Articles

Financial Post/Rechtshaffen: How wealth advisors provide a significantly higher value service for core clients than roboadvisors

Advisors know which clients to put on which path to achieve the best big-picture result Several people have asked me lately about the Questrade TV ads that feature someone in their 30s going to what appears to be their parents’ financial advisor to tell them why they are leaving. My first thought was, “Why did…

FINANCIAL FACELIFT: Can this couple retire at 60 and afford to keep the cottage in the family?

Below you will find a real life case study of a couple who are looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our VP, Wealth Advisor, Matthew Ardrey, to review and…

The maximum OAS a couple can get is $25,600 in 2024. Here’s how to collect all of it

Old Age Security (OAS) is a funny part of Canadian retirement planning. Many Canadians assume they won’t receive it, or even if they do, they believe it won’t last many more years. The truth of the matter is that for a couple, it can generate as little as $0 or as much as $25,600 a…

FINANCIAL FACELIFT: This 72-year-old’s portfolio is 97% in stocks. Is she taking on too much risk as retirement nears?

Below you will find a real life case study of an individual who is looking for financial advice on how best to arrange their financial affairs. Their name and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our VP, Wealth Advisor, Matthew Ardrey, to review and…

FINANCIAL FACELIFT: Should this couple sell their house for a better retirement?

Below you will find a real life case study of a couple who are looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identities. The Globe and Mail often seeks the advice of our VP, Wealth Advisor, Matthew Ardrey, to review and…

Here’s what it costs to live in a retirement home — and the bottom line is less than you might think

As my clients age, one of the key financial planning questions they ask is, “Can I afford to live in a retirement residence?” and the follow-up, “How much extra in expenses do I need to plan for?” Usually the answer to the first question is yes, and the answer to the second one is…