Articles
Financial Post / Rechtshaffen: Gluskin Sheff goes from unique and independent to being part of behemoth RBC
As someone who has viewed Gluskin Sheff as a competitor, my impression of the firm has always been the following: some very smart and capable people, investment focused, at one time very good marketers, very high fees for high-net-worth clients, a little smug, a culture shifting further and further from its earlier success, not focused…
Read MoreFINANCIAL FACELIFT: Ed and Patti, both 58, have defined benefit pensions. But without a handle on what they spend, can they afford to retire early?
Below you will find a real life case study of a couple who is looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our VP, Wealth Advisor & Portfolio Manager, Matthew Ardrey,…
Read MoreFinancial Post / Rechtshaffen: Borrowing against life insurance can be a unique source of cash — if you can do it
There is nothing like finding cash where you don’t expect it and for some Canadians, their life insurance policy may just be that source of cash. Many Canadians own life insurance, the most common of which is term life insurance. This is insurance you own for certain periods of your life, and then the coverage…
Read MoreFinancial Post / Rechtshaffen: 4 steps to getting investment income without paying the CRA more taxes
Most investors like a high-income yield, but are you one of them? Do you need monthly income to pay your bills? Is this income earned in a taxable account? If you don’t need the monthly income from investments and you have taxable investment accounts, there is likely a way to lower your taxes. Let’s start…
Read MoreFinancial Post / Rechtshaffen: 4 ways the wealthy can make a dent in a large tax bill
The top 20 per cent of Canadian income earners pay more than 61 per cent of the income tax, according to a Fraser Institute study from 2022. Today, the marginal tax rate in Ontario for those earning over $235,675 is 53.53 per cent. Nevertheless, our prime minister said in 2017, “Everyone knows, the middle class…
Read MoreFINANCIAL FACELIFT: Can Duncan and Lorna afford to retire early and leave their children a big nest egg?
Below you will find a real life case study of a couple who is looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our VP, Wealth Advisor & Portfolio Manager, Matthew Ardrey,…
Read More