Articles
FINANCIAL FACELIFT: Max and Peg have a paid-off home, indexed pensions and an investment portfolio. So why are they falling short of their goals?
Below you will find a real life case study of a couple who is looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our Portfolio Manager & Senior Financial Planner, Matthew Ardrey,…
Read MoreFinancial Post / Rechtshaffen: Investing for 6% income in a declining interest rate world
These days you need to look somewhere other than GICs and money market funds. Ted Rechtshaffen explores the options. The recent declines in Canadian interest rates have been a wonderful thing for some, but others are seeing their guaranteed investment returns rapidly decline. A top-rate guaranteed investment certificate (GIC) today pays 4.05 per cent for…
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TriDelta Insight Q3 Commentary
New Winners
Market Overview September ended on a bang with even lagging Chinese stocks beginning to participate in what has been a very good year for the markets. In fact, it was the best first nine months of performance for the U.S. S&P 500 since 1997. Even so, the third quarter certainly wasn’t smooth. Early August saw…
Read MoreFINANCIAL FACELIFT: Mark earns $370,000 per year. Lois earns $30,000. How can they use that big income disparity to their financial advantage?
Below you will find a real life case study of a couple who is looking for financial advice on how best to arrange their financial affairs. Their names and details have been changed to protect their identity. The Globe and Mail often seeks the advice of our Portfolio Manager & Senior Financial Planner, Matthew Ardrey,…
Read MoreFinancial Post / Rechtshaffen: How to yield 8% or more as your fixed income yields decline
High yield investments are still out there with only slightly higher risk than GICs and money market funds In the past 18 months, there has been a big migration of investment dollars to money markets, guaranteed investment certificates and short-term bonds — five per cent yields will do that. The problem is that they are…
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TriDelta Insight Q2 Commentary
Moving into a declining rate environment
Market Overview The second quarter of 2024 brought with it the highly anticipated first move lower for interest rates in Canada and Europe. The move won’t do much, by itself, to reduce monthly payments on mortgages, car loans or lines of credit, but it kickstarts a shift in monetary policy that should see interest rates…
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