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At TriDelta Financial we are advocates of holistic advice. We deliver services that satisfy most of the financial needs that will occur in your life. We also encourage clients to plan for all the many non financial related aspects of retirement including health, relationships, spirituality and adventure.

Some people however fail to plan for retirement and end up very disappointed and disillusioned.

We recently met with Richard Atkinson who has a compelling personal story and dedicated himself to help fix this problem. Below is one of his short articles and website link for your knowledge and interest:

book Help Clients Develop a Retirement Vision
By Richard Atkinson
April 6, 2010

If you don't know where you are going,
you will probably end up somewhere else.
Lawrence J. Peter

When most people think of retirement, they imagine leaving a job they're tired of, getting out of the rat race and leaving the pressures of employment behind. Often retirement is viewed as a reward for time in the workforce and a benefit of successful financial planning.

But retirement is so much more than giving up a job and relaxing.

Retirement is about entering one of the most exciting and challenging stages of your life.

It can be a time to draw upon personal and professional experiences to open new doors of opportunity and education. It can be a time to realize their potential and accomplish goals previously delayed by careers and raising a family.

Although the opportunities are endless, a successful retirement doesn't come without its hurdles. There are many things to consider in order to get it right such as living on a reduced income, creating a health and wellness strategy, and evaluating relationships. Also important is the allocation of personal time, determining living arrangements, and recognizing the change in social roles. There is also the unfortunate but necessary adjustment to the eventual death of loved ones.

During the first days, weeks or maybe even months of retirement, people often experience a blissful honeymoon-like feeling. No boss, no job, no worries! Just time to sit around and do whatever crosses your mind. During this period, people generally have little motivation to plan for the future.

But as the honeymoon period winds down, a number of newly minted retirees report a feeling of disenchantment. Retirement no longer feels like an extended holiday. Time begins to weigh heavily on their shoulders. Playing golf five times a week begins to feel like a chore. Projects around the house lose their appeal and there can be a feeling that causes retirees to ask the question "Is this all there is?" Frustration and disappointment can mount as some retirees get caught in this vortex and are unable to get out.

The life we lead is a result of the choices we make. That means in pre-retirement and retirement years, it's important to make the right choices ones that build a fulfilling and energized retirement. The majority of successful retirees recognize the power of creating a realistic retirement vision and an action plan to achieve it. Armed with this mental model they are able to make sound choices and progress towards their desired results.

Richard "Rick" Atkinson is President of RA Retirement Advisors, a firm specializing in retirement planning, and the author of the book, 'Don't Just Retire Live It, Love It!'. Find out more at Rick's website dontjustretire.com

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