A powerful tax and estate planning tool
Life insurance is among the most effective tax and estate planning resources available to Canadians. TriDelta will show you how to properly integrate insurance into your financial plan to efficiently diversify your wealth without compromising on growth.
How insurance helps
Whether you're looking to improve your retirement or enhance your estate, insurance solutions can have a significant impact. Your TriDelta advisor can help you explore all these possibilities and more.
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Access Corporate Retained Earnings
Many life policies allow you to access a portion of these earnings tax-free. Integrated correctly with your financial plan, this can help you maximize your retirement goals and extract money out of your corporation tax efficiently. Download our corporate insurance case study to see an example of how we can help.
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Cover future tax-liabilities
This can help your estate retain significant real estate and corporate holdings without tax-related liquidity concerns.
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Simplify estate planning
Use insurance to bypass probate and make direct bequests to individuals outside of your will
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Improve legacy charitable giving
We’ll show you how the right insurance plans can help maximize tax-benefits and increase endowments.
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Tax-sheltered investment growth
Contribute to an insurance policy for tax sheltered investing for those who have maximized their registered savings accounts. This creates an ideal vehicle for sheltering corporate savings that isn’t otherwise available.
Discover your personalized insurance solution
We don’t simply propose insurance strategies, we help you integrate even the most complex insurance planning into a detailed financial review. We will help you understand your policy every step of the way and demonstrate how it can achieve your goals in the context of your financial plan.